Chapter 7

Grand Rapids Chapter 7 Bankruptcy Lawyer

The need to file for bankruptcy has grown considerably in the past few years. The economic downturn coupled with rising interest rates and large debts has forced many individuals to consider filing for bankruptcy. Our bankruptcy lawyers are fully prepared to help business persons, individuals and divorcing couples determine their best options for obtaining debt relief.

At Twohey Maggini, PLC, we provide experienced legal representation for individuals facing bankruptcy. Established in 1954, our lawyers provide sound advice and assist our clients in getting on with their lives. Located in Grand Rapids, Michigan, our law firm provides legal assistance to individuals throughout western Michigan.

Our First Meeting

At our first meeting, we try to obtain a general idea of our client’s situation. Our experienced attorneys examine your assets, debts, income and goals. In addition to discussing your situation, our attorney explains the bankruptcy process and dispels any bankruptcy myths so that you clearly understand your legal situation.

If you are in the midst of a foreclosure, we discuss the goals you have for your house. If you are trying to save your home, a Chapter 13 bankruptcy is likely a more appropriate resolution for you.

The “means test” is used to determine if an individual qualifies for Chapter 7 bankruptcy. The entire process takes between four to five months from start to finish.

  1. Discharges most unsecured debt
  2. Stops garnishments
  3. Stops foreclosure (briefly in Chapter 7)
  4. Stops repossession (time sensitive)
  5. Stops creditor harassment

Contact a Holland, MI, Stop Wage Garnishment Attorney

If you are facing mounting credit card debt and are not certain how to address your financial hardship, it is important for you to speak with our experienced legal team as soon as possible. Our team can help advise you of your next move whether it is credit counseling or bankruptcy.

Contact Our Grand Rapids Chapter 7 Bankruptcy Attorneys Online or call (616) 459-6168 for a free half-hour consultation on your legal matter.